Transaction Completed

Sold 600 shares of SLM @ 18.7801

Pending Transaction

SLM Corp. (SLM) will be sold after 10:00 am Central time Thursday January 24, 2008.

Emigrant Direct Rating Lowered by Bankrate.com

Compton Advisors, LLC is no longer recommending Emigrant Direct as a good, high-yield custodian of its clients' savings due to a reduction of Bankrate.com's rating from 3-star to 2-star.

This rating does not forecast impending collapse and savings accounts are insured by the FDIC to $100,000, but the lower rating is sufficient to cause us to remove Emigrant Direct as a recommended savings institution.

Stock Ratings Now Available

Although I overwhelmingly recommend index funds and index ETFs, a few customers hold individual stocks (as do I) that need analysis on an ongoing basis. That analysis is available to customers of Compton Advisors, LLC in rating form.

Our ratings are two-part recommendations, the first, what to do if you do not own the stock (or if you are considering adding to your position), the second, what to do if you currently own the stock. Of course, any recommendation must be evaluated in light of your goals and other circumstances.

Buy/Hold - Given to issues with attractive valuations lacking 'red flags' that would indicate a wait-and-see approach.

Wait/Hold - Given to issues with valuations high enough warrant holding, but not attractive enough to buy. May also include issues that would otherwise be Buy/Hold, but due to capital structure, financial ratios or other 'red flags' cannot be recommended as such.

Wait/Sell - Given to issues which are overvalued, have erratic earnings, or exhibit a dividend policy indicative of underperformance.

Wait/Short - Significant chance of bankruptcy.

We hope to be adding analysis reports for selected issues in the future, but for now only ratings are available. To receive a current copy, contact john@comptonadvisors.com.